Terms Of Services

The primary service provided by Shift Your Paradigm is the establishment of business credit up to $250,000 at 0% interest. In other words, Shift Your Paradigm will use its best efforts to reach those amounts, but the final outcome will also be influenced by the client's own credit history and score. Regardless of your prequalification, Shift Your Paradigm is unable to guarantee the exact amount of credit that will be extended to you under the law.

On the basis of credit requirements, lenders must approve all accounts. Over the course of the membership, highly qualified clients will be granted business credit in the range of $50,000 to $250,000 with multiple credit batches and/or lines. Purchases and/or balance transfers are subject to introductory rates of 0%; after that, the interest rate, which varies by lender and is detailed in the lending agreement from the lender, will apply. Shift Your Paradigm isn't a lender.

Customers are aware that zero-interest business credit is determined by the applicant's personal credit history and scores. Clients will likely receive less zero-interest credit in the first few months and possibly throughout the membership period if they have high debt levels, a poor banking history, or credit impairment.

Within the first 60 days of signing up with Shift Your Paradigm, a client may notify the consultant if they do not wish to proceed due to their creditworthiness and current ineligibility for immediate zero interest funding. With regard to our primary consulting program, Shift Your Paradigm offers a 60 calendar-day, money-back guarantee.

However, when a client receives a service, whether in the form of credit earned or by utilizing complimentary services, services will be considered rendered and no refund will be issued.

To encourage clients to work with us, Shift Your Paradigm provides a 60 calendar-day refund period. Your compliance with our Terms of Service and cancellation procedure, which are described in more detail in the Cancellation Policy and Procedure below, is the only requirement for receiving a refund.

Having said that, we firmly advise you to refrain from taking any actions that would make it harder for us to serve you. Consequently, we advise you to: